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E-Commerce is not mandatory for you to sell merchandise through a Web Site. Without it, a person can order your product by sending you a personal check, money order or cashier's check.
If they send you a personal check, you should wait 10 days for the check to clear the bank before shipping. Otherwise, you run the risk of a bounced check, when your merchandise is already on its way, or perhaps even delivered, before you know about it. It is a bit of a hassle for buyers to go to the trouble of sending you a money order or cashier's check but you can ship immediately if they are willing to do that to expedite shipment.
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E-Commerce benefits your Web Site business by offering secure credit/debit card transaction processing as well as ACH electronic check transaction processing and gives the customer peace of mind about using this purchasing power over the Internet.
Here are some of the benefits and features of E-Commerce that you should consider:
The customer can buy with confidence that their credit/debit card information is kept confidential.
The customer can make those impulse purchases quickly and easily.
The customer is virtually hassle free in making their purchases.
You don't have to worry about the customer's credit history.
You don't have to worry about bounced checks.
You don't have to delay shipment of your orders waiting for checks to clear the bank.
You don't have to worry about collecting your money.
You can ship with confidence that you will have your money within 72 hours (usually within 24 hours).
You can have your money automatically deposited in your checking account.
You can increase your Web Site sales by offering E-Commerce to your customers.
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Our E-commerce accounts can be purchased with a one-time charge, or they can be leased for 48 months, and then purchased for a nominal fee. There are also some on-going charges associated with everybody's E-commerce accounts. There is typically a percentage of the sale, a per transaction fee, and a monthly statement fee.
As of January 1, 2004:
The cost of our E-commerce account would be $1,995 or $64.95 per month for 48 months.
The percentage of the sale is 2.49% (very low)
The per transaction fee is .30 each (very competitive)
The monthly statement fee is $10.00 (consistent with other E-commerce account offerings)
And there is a minimum activity fee of $15.00. (if you are not selling more than $15 per month, you don't need an E-commerce account so this should not concern you).
These prices are subject to change and are examples not guaranteed to be in effect when an E-commerce account is opened.
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If you already have an E-commerce account, we can interface with what you have. We will do our best to work with any supplier of E-commerce accounts to make the interface as seamless as possible. Naturally, our software was written with the intent of interfacing with our E-commerce accounts and that makes the interface much easier to provide. There may be a fee for very specialized coding, depending on the complexity, to interface with an E-commerce account that is not provided through us.
If you are serious about selling things via a Web Site, you really must consider having an E-commerce account to salvage those impulsive sales that would be lost if you don't offer that capability.
Contact us today and we'll get you started in the process of acquiring an affordable E-commerce account that can handle all major credit/debit cards and also draft a personal checking account.
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Click here to continue with the previous questions about Web Sites.
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Click here to learn everything you ever wanted to know about building a Web Site.
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